Geen voldoende saldo op de rekening vd klant

Niet correct, rekening bestaat bvb niet of klant heeft het mandaat verwijderd of heeft ingesteld dat firma XYZ nooit nog op die rekening kan.

Betaling is geweigerd door de klant

Betaling was gedaan maar klant heeft tot 8 weken de tijd om zijn geld terug te vorderen.

Code Reason as specified in the Rulebook AC01 Account Identifier (IBAN) Incorrect AC04 Account closed AC06 Account blocked AC13 InvalidDebtorAccountType AG01 Direct Debit forbidden on this account for regulatory reasons AG02 Bank Operation code specified in the message is not valid for receiver AM05 Duplication collection BE05 Identifier of the Creditor Incorrect FF01 File Format incomplete or invalid MD01 No valid mandate MD02 Mandate data missing or incorrect MD06 Disputed authorized transaction MD07 Debtor Deceased MS02 Refusal by the Debtor MS03 Reason not specified PY01 Not routable RC01 Bank Identifier (BIC) Incorrect RR01 Regulatory Reason RR02 Regulatory Reason RR03 Regulatory Reason SL01 Specific Service offered by the Debtor Bank SDD Return Reason Codes ISO Code Reason as specified in the Rulebook AC01 Account Identifier Incorrect (Invalid IBAN) AC04 Account closed AC06 Account blocked AM04 Insufficient funds (only for debtor not in Belgium) AG01 Direct Debit forbidden on this account for regulatory reasons AG02 Bank Operation code specified in the message is not valid for receiver AM05 Duplication collection BE05 Identifier of the Creditor Incorrect MD01 No valid mandate MD07 Debtor Deceased MS02 Refusal by the Debtor MS03 Reason not specified RC01 Bank Identifier Incorrect (i.e. invalid BIC) RR01 Regulatory Reason RR02 Regulatory Reason RR03 Regulatory Reason SL01 Specific Service offered by the Debtor Bank

ISO Code SEPA Reason as specified in the Rulebook MD01 No Mandate MD06 Disputed authorised transaction

ISO Code SEPA Reason as specified in the Rulebook AC01 Account Identifier Incorrect (Invalid IBAN) AC04 Account closed AC06 Account blocked AG01 Direct Debit forbidden on this account for regulatory reasons AG02 Bank Operation code specified in the message is not valid for receiver AM05 Duplication collection BE05 Identifier of the Creditor Incorrect FF01 File Format incomplete or invalid MD01 No valid mandate MD02 Mandate data missing or incorrect MD07 Debtor Deceased MS02 Refusal by the Debtor MS03 Reason not specified PY01 Not routable RC01 Bank Identifier Incorrect (i.e. invalid BIC) RR01 Regulatory Reason RR02 Regulatory Reason RR03 Regulatory Reason SL01 Specific Service offered by the Debtor Bank